Here I take a closer look at Birch Gold Group, a California-based precious metals dealer that mainly works in the retirement sector. Birch Gold Group was founded in 2003, and since then, they’ve earned an impressive reputation and have served close to 15,000 customers. Read on for our full Birch Gold Group review.
Birch Gold Group Company Overview
Birch Gold Group was founded in 2003 and is situated across the street from Warner Bros Studios in Burbank, California. The company started small but soon grew into a leading dealer of physical precious metals in the US, as they’ve set rigorous standards that they abide by.
Birch Gold Group has a dynamic team of wealth managers, financial advisors, and commodities brokers that can help customers diversify their retirement portfolios with precious metals. After a thorough review of the company, here we bring you the main Birch Gold Group facts:
- Established: 2003
- Seated: Burbank, California
- Minimum Investment: $10,000
- Annual Fees: $50 setup fee + $80 annual + $80-150 Custodian fees
- Features: Precious metals IRAs and investments
- Products: IRS Approved Gold, Silver, Platinum, and Palladium coins and bars
- BBB Rating: A+
- Special Offer: First-year fees waived for new clients investing over $50,000
What Separates Birch Gold Group from its Competition?
Birch Gold Group has been in business for 19 years, and in this time, the company has set and upheld stringent standards and has earned plenty of 5-star customer reviews. They also enjoy an excellent online reputation which is predominantly positive. They are endorsed by prominent names like Ben Shapiro, Ron Paul, Floyd Brown, Jim Rogers, Jordan Peterson, and more.
Birch Gold Group provides the option to invest your retirement in precious metals and ensure the stability and safety of your retirement assets. The company employs knowledgeable staff aware of the concerns and motivations any of the Birch Gold Group clients may face, and they can answer every client inquiry.
They’ve earned their positive online reputation, as they’ve served close to 15,000 clients in the close to 20 years Birch Gold Group has been in business. A big part of the Birch Gold Group’s difference is that they are a dealer of precious metals. Still, they also provide custodian services by providing several storage options, providing an all-encompassing service for their clients.
Birch Gold Group Products and Services
Birch Gold Group has a simple list of products: gold, silver, platinum, and palladium, all IRA-approved precious metals that can help you diversify your investment portfolio and protect your lifestyle. The company provides the following precious metals you can purchase through them:
| IRA-approved Gold | IRA-approved Silver | IRA-approved Platinum | IRA-approved Palladium |
| American Buffalo | Australian 1.4 oz Silver Florin | American Platinum Eagle | Canadian Palladium Maple Leaf |
| American Gold Eagle | America the Beautiful Silver | Australian 1.4 oz Platinum Florin | Palladium Bars & Rounds |
| Australian 1.4 oz Gold Florin | American Silver Eagle | Platinum Bars & Rounds | |
| American Gold Eagle | American Silver Eagle (proof) | ||
| Canadian Gold Maple Leaf | Canadian Silver Maple Leaf | ||
| Gold Gyrfalcon | Morgan Silver Dollar | ||
| Gold Indian Head Eagle | Peace Silver Dollar | ||
| Gold Polar Bear and Cub | St. Helena Silver Napoleon Bee Coin | ||
| Gold Rose Crown Guinea | Silver Gyrfalcon | ||
| Gold Twin Maples | Silver Polar Bear and Cub | ||
| Liberty Head | Silver Rose Crown Guinea | ||
| Liberty Head Double Eagle | Silver Twin Maples | ||
| Saint-Gaudens Double Eagle | St. Helena Silver Standing Lion Guinea | ||
| South African Krugerrand | Walking Liberty Half Dollar | ||
| Valcambi CombiBars | Silver Bars & Rounds | ||
| Gold Bars & Rounds |
On top of the IRA-approved precious metals, Birch Gold Group also has a wealth of knowledge regarding investments, self-directed IRAs, and more. The company has trusted and experienced advisors who can help guide you through the maze of financial investments and educate you to make an informed decision on managing your self-directed IRA.
How to Invest with Birch Gold Group
One can quickly join Birch Gold Group, as they provide a Free Info Kit they send you home. You can take a closer look at their options and make an informed decision. Once you open your account with Birch Gold Group, you need to find the account, either by transferring an existing IRA or rolling over a 401(k), 403(b), 457, TSP, SIMPLE IRA, SEP IRA, or a Roth IRA. Birch Gold Group has a minimum investment requirement of $10,000.
Next, you need to choose your precious metals, and the company provides a precious metals specialist that helps, educates, and guides you through the process.
The company provides the sale of physical precious metals, but they also provide storage options. It is impossible to store your precious metals at home, as the IRS considers this as distribution, not an investment, and can disqualify your precious metals from your IRA. It is why your precious metal coins and bars must be stored in IRS-approved storage facilities.
The precious metals storage facilities they cooperate with are the Delaware Depository, Brink’s Global Services, Texas Precious Metals Depository, and international depository services. They also allow the option of visiting your precious metals in bullion depository institutions, which you can arrange through your custodian.
The fees Birch Gold Group charges are relatively low, as they charge a set-up precious metal IRA fee of $50, a wire transfer fee of $30, an annual fee for maintaining your precious metal IRA account of $100, and a storage/insurance fee of $100.
On top of these, you will also have to pay annual custodian fees that vary on your chosen precious metals depository. The company will waive the initial set-up fee and the wiring and maintenance fees for the first year for people who invest over $50,000 in their new IRA accounts.
Birch Gold Group Pros and Cons
We were impressed by what we learned on Birch Gold Group, and we added these to the pros side of the table. Still, there are some things that we consider cons that we also share here:
Pros
- Precious metals IRA investments
- Excellent selection of precious metals
- Includes storage options
- Impressive online reputation
- A+ rating by the BBB
- Endorsed by high-profile people from the financial world
Cons
- Expensive packages
Bottom Line: Birch Gold Group is a Good Option for Investing in Precious Metals
Birch Gold Group has earned a stellar reputation as a full-service company for people looking to diversify their retirement assets and IRA portfolios. The company is endorsed by prominent names in the financial world, like Ben Shapiro, Ron Paul, and more, and it has all the services and products one may need to invest in precious metals. We liked almost everything we learned about Birch Gold Group, and we suggest you check them out for yourself.